· What to Do If You Are Hit By an Uninsured Driver in Georgia April 1, • Car Accident Georgia is a fault accident state, which means that drivers must pay for the damages of any victims in car accidents they cause. To uphold this financial responsibility, Georgia law requires drivers to carry minimum amounts of liability insurance. · Here’s why. In Georgia, if you’re hit by an uninsured driver, they are still liable for the costs—and there are three main ways to get you paid. These are: Through a different insurance policy that applies to the accident; Through your own uninsured motorist policy, if any; The other driver pays out of pocket; Let’s look at each one in detail. 1. · It is against the law to drive without insurance in Georgia. Unfortunately, this is a common habit practiced by hundreds of negligent drivers in the state. Many drivers knowingly don’t purchase insurance, while others might not realize when their policies lapse. Either way, if you get hit by an uninsured driver in Georgia, the lack of insurance can complicate your .
Here’s why. In Georgia, if you’re hit by an uninsured driver, they are still liable for the costs—and there are three main ways to get you paid. These are: Through a different insurance policy that applies to the accident; Through your own uninsured motorist policy, if any; The other driver pays out of pocket; Let’s look at each one in detail. 1. If you are struck by an uninsured driver in Georgia. According to the Insurance Information Institute, approximately 12% of all drivers in Georgia are uninsured. This may not seem like a significant figure, but that means that more than one out of every ten drivers on the roadway does not have insurance in this state. If you are involved in an accident, there is a significant chance that the other driver involved will not have insurance. It is against the law to drive without insurance in Georgia. Unfortunately, this is a common habit practiced by hundreds of negligent drivers in the state. Many drivers knowingly don’t purchase insurance, while others might not realize when their policies lapse. Either way, if you get hit by an uninsured driver in Georgia, the lack of insurance can complicate your financial recovery.
The other driver is uninsured: If you get into an accident with an uninsured driver, there would be no liability insurance from which to recover damages. If you. Jun Georgia does not require uninsured motorist insurance coverage. When a driver is not at fault in an accident with an uninsured vehicle. Georgia Code TITLE 33 - INSURANCE CHAPTER 7 - KINDS OF INSURANCE; LIMITS OF RISKS; REINSURANCE § - Uninsured motorist coverage under motor.
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